Tony Nichols is a financial advisor with Money Concepts Capital Corp. and licensed insurance professional with Benefit Planning, Inc. (BPI), in Shelbyville, Kentucky. He has been with BPI, an organization that specializes in federal benefit planning for Civil Service Retirement System (CSRS) and Federal Employee Retirement System (FERS) employees. Since joining BPI, Tony has committed himself to educating and training federal employees to assist them in understanding their federal benefits and retirement systems.  He has a full understanding of the various areas that affect the decisions and plans for federal employees in their working and retirement futures.

HISTORY
Tony is a native of Shelbyville, where he was raised on the family farm.  He earned his associate’s degree in electrical engineering and began his engineering career with Texas Instruments in Dallas, Texas as an electrical technician. After making the decision to return to his home state, Tony moved to Richmond, Kentucky where he worked as an engineer and plant manager with Electronic Assembly, Inc. and then as an electrical lineman with Davis H. Elliot Company. After doing that for several years, Tony decided he wanted to change directions in his career and own his own business while working with people to impact their lives in a positive way. He spent two years with Combined Insurance as a territory manager learning the insurance business before joining BPI as a partner with Robert and Anthony Tinsley and independent agent providing life insurance to the federal market.

In 2002, Tony became security licensed and began working as a financial planner and speaker, providing educational seminars and training sessions to government agencies.  The move from engineering to servicing the federal market was an easy transition for Tony.  As an engineer, he had a natural ability with numbers and calculations.  Tony’s father was a federal employee, and Tony treats his clients like he would treat his own family. He is able to educate his clients and help them understand the complexities of the federal market.

FEDERAL MARKET

Tony provides educational seminars and training sessions to various government agencies in multiple states across the country. These agencies include the FBI headquarters and FBI Quantico, U.S. Courts Systems, NASA, Social Security Administration (SSA), Drug Enforcement Administration (DEA), Alcohol Tobacco and Firearms (ATF), Department of Defense, Homeland Security, Department of Treasury, the U.S. Mint, Army Corps of Engineers and many other federal agencies.

Benefit Planning, Inc. provides financial advice, financial planning and estate planning services to federal employees. Since joining BPI, Tony has developed an in-depth understanding of the federal benefits system, including Thrift Saving Plan (TSP), Social Security Benefits, Federal Employee Group Life Insurance (FEGLI), CSRS/FERS Annuity calculations, CSRS/FERS Survivor Benefits, sick leave calculations, military buy backs, CSRS Voluntary Contributions and deposits and re-deposits.

LICENSES HELD

• Series 6- Mutual Fund, Annuities and Insurance Premium Representative
• Series 63- Uniform Securities Agent State Law Examination
• Securities Licensed in IN, KY, LA, NC, OH, OK, VA
• Insurance Licensed in multiple states

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